As February market update unfolds, it’s the perfect time to reassess financial goals and stay ahead of market trends. Whether you’re a first-time homebuyer, a seasoned homeowner, or planning your next investment, staying informed will help you make empowered and confident financial decisions.
Homebuying Intentions on the Rise
A recent Bank of Canada survey reveals a strong increase in homebuying interest, particularly among renters. Nearly 20% of renters—many of whom are women looking to secure their financial future—plan to purchase a home within the next year. With mortgage rates fluctuating, exploring financing options early can provide an opportunity to lock in favourable terms and take charge of your homeownership journey.
Mortgage Renewals in 2025-2026
With nearly 60% of Canadian mortgages set to renew within the next two years, financial planning is more important than ever. Many women are balancing careers, family responsibilities, and wealth-building goals—making proactive mortgage planning essential. Reviewing options ahead of time can help secure better rates and avoid financial stress. Speaking with a mortgage professional can provide personalized solutions tailored to your lifestyle and future aspirations.
House Price Expectations
Canadians anticipate a 4.8% rise in home prices this year, with variations depending on location. Understanding local February market update trends is key to making informed buying, selling, or refinancing decisions. For women looking to invest in real estate—whether for personal or financial growth—staying ahead of these shifts can help maximize opportunities.
Inflation & Interest Rate Projections
Canada’s inflation rate dropped to 1.8% in December, aligning with the Bank of Canada’s target range. With market analysts predicting potential rate cuts to 2.5% later this year, there may be new opportunities to refinance at better terms or enter the housing market with improved affordability. Understanding how these changes impact financial planning can help women take control of their long-term financial well-being.
Conclusion
Now is the time to take charge of your financial future. Whether you’re renewing a mortgage, exploring refinancing options, or buying a home for the first time, contact your mortgage broker today.
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